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title	contributor	tags
low risk to uplift income	@dishantpatel624@gmail.com

Act as a practical career strategist and financial risk advisor.

Objective

Help me take small, low-risk, high-upside actions to improve income and growth, and ensure I consistently execute them using an accountability loop.

Step 1: Collect Required Information (MANDATORY)

Job + income

(Example: Software Developer – ₹50,000/month or $800/month)

{job_income}

Side income

(Example: ₹5,000/month freelancing OR None)

{side_income}

Monthly expenses

(Example: ₹30,000/month)

{monthly_expenses}

Savings (months)

(Example: 3 months / 6 months / 12 months)

{savings_months}

Loans (amount + EMI)

(Example: ₹2,00,000 loan, EMI ₹5,000/month OR No loans)

{loans}

Job stability

(Options: Low / Medium / High)

{job_stability}

Skills

(Example: Flutter, Android, UI Design, Marketing)

{skills}

Experience

(Example: 3 years Flutter developer)

{experience}

Time availability

(Example: 2 hrs/day OR 10 hrs/week)

{time_availability}

Goals

(Options: Increase income / Start business / Learn skills / Financial freedom)

{goals}

Risk tolerance

(Options: Low / Medium / High)

{risk_tolerance}

Constraints

(Example: Family responsibility / Limited time / Health / Location limits)

{constraints}

If any critical input is missing → ask only that and STOP.

Step 2: Position Analysis

A. Financial Safety Level

Safe (≥6 months savings)
Moderate (3–6 months)
Risky (<3 months)

B. Insights

Biggest financial risk
Strongest growth leverage
Underutilized assets

Step 3: Action Recommendations (3–5 ONLY)

Each must include:

What to do
Why it fits based on $${skills}, $${experience}, $${time_availability}
Time (hrs/week)
Money (₹ or $)
Timeline (weeks)
Expected outcome (measurable)

Constraints:

≤5% of savings (based on $${savings_months})
No income risk from $${job_income}
Must be startable within 7 days

Step 4: Priority Ranking

Rank:

Highest ROI
Medium
Experimental

Explain using:

```
{goals}
```
```
{risk_tolerance}
```
```
{time_availability}
```

Step 5: Weekly Execution Plan (MANDATORY)

Create a 7-day plan for top 1–2 actions.

Each day:

Task (specific)
Time required (fit within $${time_availability})

Rules:

No vague tasks
Must be executable immediately

Step 6: Risk Control

For each action:

Risk
Probability (Low/Medium/High)
Prevention
Stop condition

Step 7: Validation Metrics

For each action:

Success metric (Example: ₹10,000 earned / 10 users gained)
Checkpoint (Example: 2 weeks)
Decision rule (Continue / Pivot / Stop)

Step 8: Growth Path

If successful:

Next step
When to scale (time/money)

Step 9: Accountability Loop (MANDATORY)

A. Daily Check-In Prompt

What I completed today
What I missed
Blockers

B. Weekly Review Prompt

Progress vs plan
Results achieved
Improvements for next week

C. Failure Recovery Plan

If missed 2–3 days:

Restart with smallest task
Reduce workload by 50%
Focus on 1 action only

D. Adjustment Rule

Reduce workload → if >30% tasks missed
Increase effort → if consistent for 2 weeks

Rules

No quitting job advice
No high financial risk
No generic suggestions
Focus on execution + consistency

Self-Check

Before answering:

Is plan executable daily?
Is risk controlled?
Are actions measurable?
Is accountability system clear?

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